Owning a pool can be a dream come true, especially during the hot summers in Hillsborough, NC. But with that dream comes responsibility. Pool accidents can happen, and as a homeowner, it’s important to know whether your home insurance policy provides the coverage you need to protect yourself financially.
Understanding Pool Liability Coverage
Most home insurance policies include liability coverage, which can help protect you if someone is injured on your property. For Hillsborough homeowners with pools, this coverage is especially important. If a guest slips, falls, or suffers an injury while using your pool, liability coverage can help cover medical expenses or legal fees if you’re found responsible.
However, not all policies automatically include pool-related liability. Knight/Payton Wilson Insurance works with Hillsborough residents to ensure their home insurance policies provide adequate protection for pool owners. It’s worth reviewing your policy to confirm whether your pool is covered.
What About Pool Damage?
In addition to liability, you’ll want to consider coverage for the pool itself. If your pool is damaged by a storm, falling debris, or other unexpected events, your home insurance may help cover repair costs. However, coverage can vary depending on whether your pool is above-ground or in-ground, so it’s important to clarify these details with your insurance provider.
Stay Protected in Hillsborough
Owning a pool is a big responsibility, but the right home insurance policy can give you peace of mind. Knight/Payton Wilson Insurance helps Hillsborough homeowners navigate their options and find policies that protect against pool-related risks. Contact us today to learn more about how we can help safeguard your property and your guests.
Visit Knight/Payton Wilson Insurance to explore home insurance options tailored to Hillsborough residents.
